Program Details
The program is designed to offer a comprehensive property and liability policy that addresses the unique coverage requirements of condominium associations.

Liability

• Comprehensive General Liability - Limits to $3,000,000 aggregate
• Condominium Unit Owners, Committee Members, Managers or Lessors of Premises and Lessors of Leased Equipment as additional insureds
• Liability for common areas including swimming pools, tennis courts, lakes, playground equipment, etc.
• General Liability can be writeen mono-line
• Damage to Premises Rented to you, all covered causes of loss - $1,000,000
• Personal and Advertising Injury - includes Abuse of Process, Discriminiation

Property

• Blanket Limits with large in house capacity
• All Risk on Building, Contents, Loss of Income and Extra Expense
• Ordinance or Law - Increased Cost of Construction - $300,000
• Ordinance or Law - Demolition - $300,000
• Pollutant Clean-up and Removal - $35,000
• Sewer back up to building limits

Automobile

• Hired and non-owned auto coverage
• Coverage for owned automobiles is available

Crime

• Employee Theft with the availability to include the property manager
• Theft of Money and Securities

Optional Coverages Available

• Directors and Officers
• High Limit Umbrellas
• Liquor Liability
• Employee Benefits Liability
• Special Events Liability
• Guaranteed or Extended Replacement
• Cost property coverage