Coverage Features
Property

• One of the Broadest Coverage Property forms in the market.
• Blanket Limits with large capacity.
• Able to combine Crime, Boiler, and all property coverages under one policy.
• No separate form needed for Computer Property, this is included under the Personal Property limit.
• Coverage is included for guest personal property, foundations, underground pipers, flue and drains, retaining walls that are not a part of the building, bridges, roadways, walks, patios, and other paved surfaces.
• Automatic coverages, including, but not limited to; Arson Reward, Contract Penalty Clause, Excavation and Landscaping, Fire Sprinklered or Burglar Alarm Upgrade, New Construction, Accounts Receivable.
• Ordinance and Law - loss to undamaged portion - within the building limit, Cost of Demolition and Increased Cost of Construction provided at $250,000 limit which can be increased as needed.

Liability

• Comprehensive General Liability - Limits to $1,000,000 each occurrence / $3,000,000 aggregate.
• Premises Liability
• Personal Injury Liability
• Employee Benefits Liability
• Liquor Liability Coverage available
• Umbrella Limits

Automobile

• Owned Automobiles including airport shuttle vehicles
• Non-Owned Automobile Exposures
• Hired Automobiles

Crime and Fidelity

• Money and Securities
• Money Orders and Counterfeit Paper Currency
• Employee Dishonesty

Availability
We can accommodate large multi-state schedules.