Coverage Features
Liability

• Comprehensive General Liability
• $2,000,000 General Aggregate Limit
• $2,000,000 Products/Completed Operations Aggregate Limit
• $1,000,000 Advertising Injury Limit
• $1,000,000 Per Occurrence Limit
• $100,000 Fire Legal Limit
• $5,000 Medical Payments Limit
• Umbrella Limits

Property

• Comprehensive Proprietary Property Coverage Form
• All Risk on Building, Contents, Loss of Income and Extra Expense
• Agreed Value (No Coinsurance) Available
• Blanket Limits Available
• Back Up of Sewers and Drains Included as a Cause of Loss
• Coverage for Building Foundations and Underground Pipes, Flues, and Drains
• Flood and Earthquake Coverage Available
• $250,000 Demolition Coverage Included
• $250,000 Increased Cost of Construction Coverage Included
• $250,000 Accounts Receivable Coverage Included
• $250,000 Valuable Papers Coverage Included
• $50,000 Alarm System Upgrade Coverage Provided
• $25,000 Kidnap and Ransom Coverage

Crime and Fidelity

• $5,000 Money and Securities Coverage (Inside/Outside) Provided
• $5,000 Money Orders and Counterfeit Paper Currency Coverage Provided
• $25,000 Kidnap and Ransom-Extortion Coverage Provided
• Employee Dishonesty Coverage Available
• Forgery or Alteration Coverage Available
• Theft, Disappearance and Destruction Coverage Available

Automobile

• Owned Automobiles
• Garagekeepers Coverage Available
• Non-Owned Automobile Exposures
• Hired Automobiles
• Hired Car Physical Damage